Originate, track, collect.
One platform.
Loan applications, borrower management, payment tracking, collections, and cash flow reporting. Plus a borrower self-service portal. Built into Ava Business OS.
Everything you need. Nothing you don't.
Loan Origination
Receive and process loan applications. Define loan types, terms, and products. Track application status through approval.
Borrower Management
Complete borrower profiles linked to customer records. Identity verification, income validation, and credit checks.
Payment Tracking
Record and track loan payments. Automatic balance calculation, payment schedules, and late payment flags.
Collections Management
Identify overdue loans. Automated collection workflows, status tracking, and collection agency assignment.
Cash Flow Reporting
Track cash flow by category. Monitor inflows, outflows, and projections. Financial health at a glance.
Borrower Self-Service Portal
Borrowers view their loans, make payments, submit applications, and track status — from their own portal.
Shape the system around how you actually work.
Start from a useful industry setup, then personalize the workspace with your own modules, fields, objects, layouts, reports, roles, and handoff workflows.
Up and running in minutes.
Configure loan products
Set up loan types, terms, interest rates, and application requirements.
Process applications
Borrowers apply online or in-person. Verify identity, check income, approve.
Track & collect
Payments tracked automatically. Collections workflow handles overdue accounts.
Stop overpaying for less.
| OpenAva | LoanPro | Mortgage Automator | LendingPad | |
|---|---|---|---|---|
| Monthly price | $20/mo | $500+/mo | $200+/mo | $100+/mo |
| Loan origination | ✓ | ✓ | ✓ | ✓ |
| Borrower portal | ✓ | ✓ | ✕ | ✕ |
| Payment tracking | ✓ | ✓ | ✓ | Limited |
| Collections | ✓ | ✓ | Limited | ✕ |
| Cash flow reports | ✓ | Limited | ✕ | ✕ |
| Identity verification | ✓ | ✕ | ✕ | ✕ |
| Customer records included | ✓ | ✕ | ✕ | ✕ |
| Custom loan types | ✓ | ✓ | Limited | Limited |
Frequently asked questions.
What types of loans does OpenAva support?
OpenAva supports any loan type you can define — personal loans, business loans, mortgages, auto loans, microloans, and more. You create custom loan products with your own terms, interest rates, and application requirements. There are no restrictions on loan type.
How does the borrower self-service portal work?
Borrowers get their own portal where they can view active loans, check balances, make payments, submit new applications, and track application status. You control what borrowers can see and do. The portal is branded to your business and requires no technical setup.
Does OpenAva integrate with identity verification services?
Yes. OpenAva includes identity verification built into the borrower onboarding flow. Verify borrower identity, validate income, and run credit checks — all from within the platform. No need for a separate KYC tool.
How much does OpenAva Loan Manager cost?
Loan management is included in the OpenAva Plus plan at $20/mo — alongside sales records, invoicing, marketing automation, and more. There is no separate charge for lending features. You get origination, payments, collections, and the borrower portal all in one platform.
Can OpenAva handle both mortgage and personal loans?
Yes. You define your own loan products with custom terms, rates, and requirements. Whether you originate mortgages, personal loans, business lines of credit, or any other loan type, OpenAva adapts to your workflow. Each loan type can have its own application flow and approval process.
Published unit rates and prepaid add-ons.
Free plans can still use templates and designer tools at no cost. AI generations, premium lead generation, managed call minutes, and extra accounts use prepaid wallet funds so teams can control spend before usage grows.
Use text, social, landing page, image, and background-removal tools with published per-use rates.
Prepay for premium lead generation when your team needs more contacts beyond plan allowances.
Add managed call minutes for tracking numbers, lead attribution, and client communications.
| Usage | Price |
|---|---|
| Templates/designer | $0 |
| Text/social AI generation | $0.20 each |
| Long-form or landing page draft | $0.50 each |
| AI image generation/edit | $0.75 each |
| Background removal | $0.50 each |
| Premium Lead Generation | $0.03 per lead |
| Managed call minutes | $0.05/min |
| Extra connected account | $5/account/mo or $10/mo per 3-account pack |
Premium email sending, metered per 1,000.
Daily send caps scale with your plan. The Free plan uses SMTP only (200 emails/day) — premium email is not available on Free.
| Plan | Daily cap | Price / 1,000 emails |
|---|---|---|
| Starter | 10,000 emails / day | $2.00 / 1K |
| Growth | 15,000 emails / day | $1.75 / 1K |
| Enterprise | 20,000 emails / day | $1.50 / 1K |
| Free | SMTP only · 200 / day | Premium email unavailable |
Add wallet funds before extra usage starts.
Wallet add-ons are prepaid at face value. Teams can also add three connected accounts at a predictable monthly pack price.
| Add-on | Price | Wallet value |
|---|---|---|
| Wallet XS | $5 | $5 |
| Wallet S | $10 | $10 |
| Wallet M | $25 | $25 |
| Wallet L | $50 | $50 |
| Wallet XL | $100 | $100 |
| Extra Account Pack | $10/mo | 3 extra connected accounts |
Extra usage is prepaid and transparent; contact renzo@startupp.ai for custom prepaid terms.
One platform.
Start free.
Sales, agency management, HR, marketing, real estate, and more. Plans start at $20/month with included usage and transparent prepaid extras.